Structured Finance Group

Keith Hall - Managing Partner

Executive Vice President, KBS REIT Board of Directors Keith Hall is a Partner and co-founder of KBS Capital Advisors along with Peter Bren, Chuck Schreiber, and Peter McMillan.

Prior to the formation of KBS Capital Advisors, Mr. Hall co-founded Willowbrook Capital Group, LLC, an asset management company. Prior to forming Willowbrook, Mr. Hall was a Managing Director at CS First Boston, where he managed CSFB’s Distribution Strategy and Business Development for the Principal Transaction Group’s $18 billion real estate securities portfolio. Mr. Hall’s two primary business unit responsibilities were Mezzanine Lending and Commercial Real Estate Development.

Before joining CSFB in 1996, Mr. Hall served as a Director in the Real Estate Products Group at Nomura Securities, with responsibility for the company’s $6 billion annual pipeline of fixed-income Commercial Mortgage Backed Securities. Mr. Hall spent the 1980s as a Senior Vice President in the High Yield Department of Drexel Burnham Lambert’s Beverly Hills office, where he was responsible for distribution and trading of the group’s high-yield real estate securities.

Brian Ragsdale - Vice President, Head of Credit

Brian Ragsdale As Vice President, Head of Credit for KBS Capital Advisors, Brian Ragsdale is repsonsible for all orgination and underwriting of loans both by KBS and loans purchased from third parties. Mr. Ragsdale has over 18 years experience in originating and negiotiating commercial real estate mortgage loans and identifying equity acquisition opportunities.

Prior to joining KBS, Mr. Ragsdale was Vice President, Mortgage Lending and Real Estate at AIG Global Investment Corp. where he was responsible for the supervision of the Investment Management Department associated with AIG's $13 billion, approximately 1500 loan portfolio. Previously, Mr. Ragsdale was Senior Vice President, Client Portfolio Management for Trammell Crow Company. Prior to this, Mr. Ragsdale was Vice President, Asset and Portfolio Management for PM Realty Advisors where he oversaw a 30-asset, $450 million portfolio owned by a state employee retirement fund.

Mr. Ragsdale graduated from the University of Arizona with a BS degree and later received his MBA from Southern Methodist University in Dallas, Texas. He was also Receipient of Costa School of Real Estate Certificate, Southern Methodist University.

Dean Cederquist - Managing Director

Dean Cederquist is primarily responsible for originating direct loans and related investments for KBS. He has worked in all areas of the real estate industry during his career, including acquisitions, development, securities investment, lending, and joint-venture equity investment.

Most recently, he was a Managing Director of NY Credit Advisors, LLC, a real estate lending venture sponsored by NY Life and HSH-Nordbank. Previously, Mr. Cederquist was one of two founding partners of High Rise Partners, a REIT investment fund with equity of approximately $250 million. During his tenure at the fund, High Rise Partners achieved net returns exceeding the REIT averages, as well as far exceeding the returns of the general stock market averages. As a director of Credit Suisse First Boston, Mr. Cederquist was responsible for originating and closing over $2 billion of investments, and for establishing and managing the credit lease division.

Prior to working in real estate finance, he was the Director of Real Estate Investments for Lerner Enterprises, one of the largest full-service development companies in the mid-Atlantic region, and was a project partner with JBG Associates, another large Washington-based real estate enterprise.

Mr. Cederquist earned his CPA certificate at Deloitte, Haskins & Sells in San Francisco. He graduated summa cum laude from Arizona State University and with honors from Harvard Business School.

Geoff Hawkins - Vice President

As Vice President and Senior Portfolio Manager for KBS Capital Advisors, Geoff Hawkins is in charge of commercial mortgage backed securities (CMBS) and collateralized debt obligations (CDOs). Mr. Hawkins has over 20 years experience investing in the global commercial real estate markets and has been working with commercial real estate mortgages and mortgage securities for over 17 years.

Prior to joining KBS, Mr. Hawkins was an Executive Director and Senior Portfolio Manager for Forum Partners, an international commercial real estate private equity group that operated in the UK, Europe and Asia. Prior to this, Mr. Hawkins was a Portfolio Manager at the Capital Group Companies, a global manager of mutual funds and institutional pension accounts.

Mr. Hawkins holds a BBA in Finance from the University of Iowa and a MBA from DePaul University.

Jeff Rader - Investment Associate

As an Investment Associate for KBS Capital Advisors, Jeff Rader is responsible for underwriting, due diligence and management of debt investments for the KBS REIT.

Prior to joining KBS, Mr. Rader was an analyst at a global management consulting firm.

Mr. Rader recently completed his MBA in real estate and finance from the Marshall School of Business at the University of Southern California and holds a Bachelor of Arts in Economics from DePauw University. Mr. Rader is actively involved in the Orange County Chapter of the Urban Land Institute.